Annuities

Create a Stream of Income You Can’t Outlive

Why Consider an Annuity?

  • Guaranteed Retirement Income
    Turn your savings into reliable monthly income that can last for life.

  • Tax-Deferred Growth
    Your money grows without being taxed until you withdraw it.

  • Protection from Market Volatility
    Many annuities offer principal protection and guaranteed rates of return.

  • Legacy Planning
    Some annuities allow you to pass remaining funds to your beneficiaries.

Annuities are designed to help you grow and protect your retirement income. Whether you’re planning for the future or already retired, annuities can provide guaranteed income, tax advantages, and peace of mind—no matter what the market does.

What Is an Annuity?

An annuity is a financial product issued by an insurance company that allows you to accumulate funds on a tax-deferred basis and convert those funds into a predictable income stream during retirement.

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Insurance services are not provided through Royal Fund Management. They are offered through Jim in his individual capacity as a licensed insurance agent.