Life Settlement

Turn Your Life Insurance Policy Into Cash

Why Consider a Life Settlement?

Eliminate Premium Payments
Stop paying costly premiums on a policy you no longer want or need.
Fund Retirement or Medical Costs
Use the cash to cover long-term care, medical expenses, or other retirement needs.
Better Alternative to Lapsing or Surrendering
If you’re planning to surrender your policy, a life settlement could offer far more value.

A life settlement allows you to sell your existing life insurance policy for a lump sum cash payment—often more than the policy’s surrender value. If you no longer need your policy or can no longer afford the premiums, a life settlement may be a smart financial decision.

Each year, 11 million life insurance policies worth over $754 million are surrendered or lapsed

On Average Life Settlements result in 6.5X more cash than the cash surrender value

(1) Daniel Gottieb & Kent Smetters, Lapse-Based Insurance, June 2016; (2) AARP, Bulletin, September 2014.

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Please call us at 207.356.4178, or fill in the form below.

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Insurance services are not provided through Royal Fund Management. They are offered through Jim in his individual capacity as a licensed insurance agent.